Handling a car accident is never something that you feel like doing. It gets even worse when the accident that you were in is not your fault. Suddenly all of the claim is on the other person and, whether they have insurance or not, they are going to have to pay for the repairs of your vehicle. The biggest complication you may run into when dealing with an unfortunate accident is whether or not to make a claim on your own insurance. The best thing you can do is to wait before you call it in to your own company, and instead consider making a third party claim.
Ensure Proper Parts and Repairs
A third party claim gives you some extra leverage that you may not get from working with your own insurance company. Many times insurance companies do their best to use parts that are below standard. It’s understandable from their angle why they would do this, but that really shouldn’t be the sort of service that you are paying for, especially when the other person was at fault.
A third party assessor will help you determine exactly what your car needs in order to get it back to the state that it was in prior to the accident. Isn’t that exactly the point of insurance? Some of the shops that do Mercedes smash repairs in Melbourne are capable of giving you exactly this sort of service. You would do well to at least check out what sort of positives you can achieve by making some phone calls and getting some quotes on what your vehicle repairs will entail.
Service You Can Really Trust
An assessor should also make sure that you have the means to get around in your daily life while you are waiting for your vehicle to be returned to normal. Along with getting you a rental at no cost to you, an assessor is an agent that will work for you to make sure that you aren’t getting the short end of the stick when it comes to the parts that are put in your vehicle.
Because the other person is at fault, they will need to make sure the repairs are made. There really is no way to rightfully dispute an assessor when they are giving the other party the estimate on the repairs. Every part and repair is chosen for its quality, not simply to save a few dollars for the other party, or worse, your own insurance company.
The no-pressure approach that you receive from a proper assessor is often a pleasant relief after having to deal with a slew of insurance companies. They aren’t going to sacrifice your satisfaction for the sake of their own good. This is exactly the sort of service that you want to look for when you are preparing to get through the post-accident phase and get your vehicle back to its normal state. If you aren’t happy with the way things are moving forward with your own insurance company, don’t hesitate to take matters into your own hands. Do some research and find yourself a third-party representative.